Buying a property is usually the biggest investment most of us make, and the majority of us finance the purchase by way of a mortgage. Following the Government’s Mortgage Market Review in April 2014 it is essential to pre-qualify yourself for a mortgage.
You will no doubt research the property you want, check out what’s in the market and view a considerable number of properties before making an offer. When you finally agree the deal how much time do you want to spend sourcing a mortgage only to find the best deal you saw some weeks ago is not available to you, for whatever reason?
Your choice of mortgage could influence your family finances and peace of mind for years to come. Choose the right mortgage and it could be the best investment you ever make – make the wrong choice and it could become a long-term headache. We would always recommend you arrange a mortgage, in principle, before viewing property that you may fall in love with.
Our Independent Financial Advisors have a wide range of mortgages available at their fingertips. They will have one to suit you. You don’t need to make appointments with local building society branches, nor spend hours on the internet checking what deals are available only to find that the small print excludes you! Our Advisors will source the best product at the most competitive rates to suit your circumstances with many deals being at lower rates than the High Street and Internet sites advertise.
As mortgages are integral to the property buying process, we would be delighted to put you in touch with one of our Advisors for a no-obligation chat.