We sometimes forget about the importance of having insurance cover for our most treasured possessions, often thinking disaster will happen to someone else before it happens to us. All too often, however, we are faced with the consequences of theft or damage to our property; only to find ourselves without insurance cover.
For Landlords, there is a wide range of insurance products available, from standard contents cover and separate buildings insurance to combined policies. As a landlord it is crucial to have the right insurance cover for your properties.
As an experienced Estate Agent, and working in partnership with HomeLet, we have access to the most relevant, specialist, policies for you when renting out your most valuable asset.
Tenants should have insurance for their own possessions, even in furnished accommodation. Should a tenant’s property be stolen or damaged they will not be able to claim from an insurance policy other than their own.
Tenants often think their possessions are not worth covering, but replacing a laptop, iPhone, printer, flat-screen TV, stereo, clothes, shoes, watches, rings and necklaces can add up to thousands of pounds. Often, the cost of cover for these items starts from as a little as a few pounds each month. Some policies will even provide cover against accidental damage caused to Landlord’s fixtures and fittings e.g. if a bottle of Merlot is accidentally spilled on the landlord’s carpet – no worries!
The expert personnel at Moores have access to all the products you need to protect your property and possessions.
Contact us today for information on protecting your property and possessions.
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